Save smarter.
Pay faster.
Borrow better.
GetMore Value is the cooperative wallet that pays you to save, helps you pay your bills in seconds, and lends you money when you need it — all from one beautifully simple app.
- Up to
- 15% p.a.
- Weekly interest on savings
- From
- 3%/mo
- Reducing-balance loans
- Earn up to
- 10% cashback
- On every EasyNeccie purchase
Wallet balance
₦ 248,350.75
Recent activity
- MTN Airtime Today · 09:14 - ₦ 2,000
- Wallet top-up Yesterday · 18:02 + ₦ 50,000
- Savings interest (12-mo) Mon · 06:00 + ₦ 1,427
One cooperative · four pillars of value
- Bank-grade security
- Instant bill payments
- Weekly interest
- Cooperative-guaranteed loans
Pay every bill, top up every line
Airtime, data, cable TV, electricity — at the same rate your network advertises, with instant delivery to your phone or token printer.
Airtime
Top up any of MTN, Glo, Airtel or 9mobile in seconds.
Data bundles
Browse our cached plan list and buy the exact bundle you need.
Cable TV
Renew DSTV, GOTV and Startimes — we validate the smartcard first.
Electricity
Pay for prepaid and postpaid power across all Nigerian discos.
Three steps to a richer wallet
No paperwork, no long forms. Sign up in two minutes, fund your wallet, and you're done.
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STEP 01
Create your account
Sign up with your phone and email, verify with the OTP we send, and you are in.
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STEP 02
Fund your wallet
Top up via Paystack, Flutterwave or Monnify — your money arrives in seconds.
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STEP 03
Pay, save, or borrow
Buy airtime, set up a savings plan, or apply for a loan right from your dashboard.
Pick a plan that fits your goal
Lock in a fixed weekly rate, watch your balance grow, and withdraw at maturity. Saving has never been this rewarding.
Starter
For short-term goals & quick wins
8% per annum
6-month plan
- Weekly interest payouts
- Withdraw at maturity
- Minimum ₦ 5,000
- Up to ₦ 200,000 principal
Builder
For the goals that take a year
12% per annum
12-month plan
- Everything in Starter, plus:
- Top-up contributions allowed
- Loan eligibility up to 60% of balance
- Priority customer support
Long-game
For wealth that compounds
15% per annum
24-month plan
- Everything in Builder, plus:
- Best-in-class interest rate
- Up to ₦ 5,000,000 principal
- Free EasyNeccie lifetime access
Rates are illustrative and managed by your cooperative's board. Final rates are confirmed in your dashboard.
A loan that fits the moment
Borrow against your savings, or get a quick top-up from your cooperative. Clear rules, no surprises.
Short-term loan
Up to 30 days
Borrow up to 60% of your savings balance. Your savings stay locked as collateral until you repay — so everyone wins.
- ≤ 30 days
- Up to 60% of savings
- Auto-debit on due date
Long-term loan
6 – 18 months
Bigger amounts, lower monthly cost. You contribute at least one-third, then add two cooperative guarantors for the rest.
- 6 to 18 months
- 2 guarantors, each ≥ 33.3%
- 5%/month on remaining balance
Recharge-card loan
For airtime vendors
A soft loan for vendors who need float. Cap is set by your cooperative board and tied to your savings history.
- Requires active savings
- Cap per cooperative policy
- Daily or weekly repay
EasyBuy
Buy now, repay gently
A small soft loan tied to a specific purchase at a partner merchant. Repay over the agreed schedule — no collateral, no guarantor.
- Merchant-tied purchase
- No guarantor required
- 4 to 12 weeks
Pro tip: Open a 12-month Builder plan with at least ₦ 33,333.33 saved, and unlock a ₦ 100,000 long-term loan with two qualifying guarantors.
Cash back on the things you already buy
EasyNeccie is our cashback program for members. Shop at any of our partner outlets — groceries, fuel, electronics, dining — and we credit a percentage straight back to your wallet.
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Shop at any partner outlet
6 active merchants across food, retail, tech and more.
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Earn up to 5.00% cashback
Rate depends on the merchant and your savings tier — check inside the app.
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Cash lands in your wallet
We credit your wallet the moment the merchant confirms the sale.
Chicken Republic
restaurants
HealthPlus Pharmacy
pharmacy
ShopRite
groceries
Hubmart Stores
groceries
Slot Systems
electronics
Total Energies
fuel
Questions, answered
Still curious? Our support team replies within an hour during business days.
Who can join GetMore Value?
Any Nigerian adult (18+) with a valid BVN and phone number. You can sign up as an individual or as part of a registered cooperative group.
How is my money protected?
Your wallet funds are held in a NDIC-insured partner bank. The cooperative itself never holds customer deposits. Every wallet transaction is logged and auditable.
When do I get my savings interest?
Interest accrues weekly and is credited to your savings balance. The full accrued interest is paid out when your plan matures.
What does a long-term loan require?
You must have contributed at least one-third (33.3%) of the loan amount into your savings, and you need two cooperative members to guarantee the remaining two-thirds. Each guarantor must also have at least one-third of the loan amount in their own savings.
How do bill payments work?
Select a service, enter the recipient details, confirm the amount, and we deliver the airtime, data, cable subscription or electricity token in seconds. Your wallet is debited only on successful delivery.
Is there a fee to join or use EasyNeccie?
No joining fee. EasyNeccie cashback is free for members with an active savings plan. You only pay the standard transaction fees your network or bank charges for funding your wallet.
Ready to get more from every naira?
Create your free cooperative account in two minutes. No paperwork, no setup fee, and your first savings plan is just a tap away.